Affinity Bancshares is profitable, well capitalized and niche-focused, but the public-stock thesis now turns on whether Fidelity's $23.00-per-share all-cash acquisition closes without an adjustment.
References
Sources used in this report
SEC datasetSEC company tickers exchange dataset2026-05-14 · Ticker, Nasdaq listing, issuer name and CIK confirmation.SEC APISEC submissions for AFBI2026-05-14 · Filing history, fiscal year end, SIC, filer category and headquarters.SEC XBRL APISEC companyfacts for AFBI2026-05-14 · Tagged financial data availability and cross-checks.Government bank datasetFDIC institution data for Affinity Bank2026-05-08 · Bank certificate, active status, OCC regulator, headquarters and establishment date.Quarterly filingAFBI Q1 2026 Form 10-Q2026-05-08 · Latest quarterly balance sheet, income statement, liquidity, asset quality, equity, rate sensitivity and merger update.Earnings releaseAFBI Q1 2026 earnings release2026-04-24 · Q1 earnings, margin, loan and deposit growth, credit quality and management commentary.Financial exhibitAFBI Q1 2026 selected financial data2026-04-24 · Assets, loans, deposits, equity, returns, capital ratios, book value and efficiency ratio.Annual filingAFBI 2025 Form 10-K2026-03-20 · Business model, market area, loan mix, dental exposure, branch footprint, competition and annual financials.Earnings releaseAFBI Q4 and FY 2025 earnings release2026-01-23 · Fiscal 2025 earnings, adjusted EPS, margin and year-end balance sheet context.Financial exhibitAFBI Q4 and FY 2025 selected financial data2026-01-23 · Year-end 2025 assets, loans, deposits, equity, book value, tangible book value and capital ratios.Form 8-KAFBI-Fidelity merger announcement Form 8-K2026-03-31 · Merger announcement wrapper and exhibit index.Merger agreementAgreement and Plan of Merger with Fidelity2026-03-30 · Cash consideration, adjustment mechanics, closing conditions, covenants and termination fee.Press releaseJoint merger press release2026-03-31 · Transaction value, expected closing window and combined-company scale.Preliminary proxyAFBI preliminary merger proxy2026-05-06 · Stockholder vote requirement, board recommendation, fairness opinion summary, executive interests and adjustment status.Definitive proxyAFBI 2025 proxy statement2025-04-17 · Governance, directors, compensation and ownership context before the transaction.