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DocuSign reported fiscal 2026 revenue of $3.22 billion, operating income of $298.6 million, net income of $309.1 million and operating cash flow of $1.17 billion. The thesis turns on growth durability, retention, product expansion and cash conversion.
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Affirm is scaling GMV and has moved into GAAP operating profitability, but the stock thesis still depends on credit discipline, funding access, partner concentration, regulation and whether Card, wallets and international expansion preserve unit economics.
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