SoFi Technologies, Inc.

SOFI · NASDAQ

SoFiUSD is the first U.S. national-bank issued stablecoin available inside a banking app. The bull case is distribution plus settlement; the proof gate is usage, enterprise adoption, and financial contribution.

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Latest ReportJul 22, 2026SOFI's stablecoin launch is real. The next filing has to prove usage.View report ->Total Reports3Published reportsView all ->Active Discussions0No visible comments yetView discussions ->Member WorkspaceLockedFinancials, ownership, timeline, comparisons, scorecard, and discussion require a paid login.View access ->

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Latest Thesis

SoFi: the member-growth bank has profits, but balance-sheet funding is the real test

SoFi reported FY2025 net interest income of $2.22 billion, services revenue of $619.4 million and net income of $481.3 million. The thesis depends on member growth, credit quality, deposits, funding costs, loan sales and capital discipline.

Jul 22, 20265 min

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SoFi Technologies, Inc.the member-growth bank has profits, but balance-sheet funding isJul 22, 2026

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